Online ISSN: 2455-7188 IMPACT FACTOR: 0.7261 Thomson Reuters Researcher ID: J-5005-2016 CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Kavya R, Dr. K. Raja Pranmalai, Dr.A.Rajesh has published research paper in " INTERNATIONAL JOURNAL OF INNOVATIVE RESEARCH IN MANAGEMENT STUDIES (IJIRMS) peer reviewed and refereed journal, Volume- 8, Issue- 10, October 2026, pp. 309-320." Paper Title:- " RETAIL EQUITY INVESTOR BEHAVIOUR IN THANJAVUR: A STUDY OF INVESTMENT DECISIONS, RISK PERCEPTION AND FINANCIAL AWARENESS " Chief Editor