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| Online ISSN: 2455-7188 IMPACT FACTOR: 0.7261 Thomson Reuters Researcher ID: J-5005-2016 | |
| CERTIFICATE OF PUBLICATION | |
| This is to Certify that Mr./Mrs./Ms./Dr. S.Manjula, Dr.S.Krithiga Maheswari has published research paper in " INTERNATIONAL JOURNAL OF INNOVATIVE RESEARCH IN MANAGEMENT STUDIES (IJIRMS) peer reviewed and refereed journal, Volume- 8, Issue- 3, March 2026, pp. 5-12." | |
| Paper Title:- " IMPACT OF DIGITAL PAYMENT APPS ON CUSTOMER CONVENIENCE AND SATISFACTION " | |
 Chief Editor | |